Travel Medical Insurance

Single trip travel medical insurance provides short-term coverage for unexpected medical emergencies and evacuation costs during one specific trip abroad—typically lasting from a few days to a few months. It protects against high out-of-pocket expenses for hospital stays, doctor visits, or repatriation that your regular health plan may not cover overseas, offering peace of mind for vacations, business travel, or family visits without the commitment of an annual policy.

Multi-trip travel medical insurance, also known as annual travel insurance, offers year-round coverage for an unlimited number of trips within a 12-month period, with each trip typically capped at 30, 45, or 90 days (depending on the plan). Ideal for frequent travelers, business professionals, or retirees who take multiple getaways, it provides ongoing protection against medical emergencies, evacuation, and trip interruptions abroad—eliminating the need to purchase a separate policy for every journey.

 Group single-trip travel medical insurance covers a defined group of travelers—such as a family, tour group, or corporate team—under one policy for a single shared trip abroad. It delivers the same emergency medical, evacuation, and repatriation benefits as individual single-trip plans but at a lower per-person rate, simplifying administration and ensuring uniform protection for everyone from departure to return. 

 Missions or humanitarian single-trip travel medical insurance is tailored for volunteers, missionaries, aid workers, or faith-based groups on a specific overseas project—typically lasting weeks to months. It provides robust coverage for emergency medical care, evacuation from remote or high-risk areas, and repatriation, often including extras like security evacuation, kidnap/ransom response, or coverage in conflict zones that standard policies exclude. 

 International student travel medical insurance for studying abroad covers one academic term or year in a foreign country, ensuring compliance with university and visa health requirements. It includes emergency medical treatment, hospitalization, mental health support, prescription drugs, and repatriation—often with add-ons like trip interruption for family emergencies or coverage for pre-existing conditions—protecting students far from home without relying on limited domestic plans. 

 Visitors or immigrants short-term travel medical insurance to the USA offers temporary coverage—typically 5 days to 12 months—for non-U.S. residents entering on a visitor visa, B-1/B-2, or immigrant visa while awaiting green card processing. It protects against high U.S. healthcare costs for sudden illness, injury, hospitalization, or emergency evacuation, often meeting consulate or sponsor requirements, and fills gaps left by limited or non-existent international plans in America’s expensive medical system.